Accounts built for ambitious
people & enterprises
Whether you need effortless everyday personal liquidity, global corporate treasury across 40+ currencies, or automated private credit yields, Finovo has the exact tier built for you.
Smart daily finances with zero hidden markups
Global multi-currency treasury & batch payroll
Tailored accounts for every stage of your capital
Choose the tier that matches your current financial objectives or combine them seamlessly under one master login.
Personal Banking Account
The ideal everyday financial operating system for individuals, freelancers, and remote contractors requiring transparent international liquidity.
- 40+ Currencies held with mid-market interbank conversion.
- Instant contactless virtual cards for Apple Pay & Google Pay.
- Automated round-up savings vaults with 5.20% baseline APY.
- Zero monthly maintenance or minimum balance requirements.
Business & Corporate Account
Institutional multi-entity infrastructure built for high-growth tech startups, e-commerce brands, and international enterprises.
- Dedicated corporate multi-user debit cards with granular spending limits.
- Automated batch payroll clearance across 160+ countries in sub-seconds.
- Direct REST API endpoints and real-time ERP accounting webhooks.
- Multi-signatory corporate approvals and role-based access control.
High-Yield Savings Vault
Put idle cash to work with institutional treasury yields that compound daily with zero lock-up lockouts.
- Daily interest payouts directly deposited into your cash balance.
- Automated recurring deposit rules and smart algorithm DCA.
- Instant penalty-free withdrawals 24 hours a day, 7 days a week.
- Protected by tier-1 custodian partner banks with pass-through coverage.
Private Wealth & Investment
Bespoke wealth management providing private credit allocation, asset diversification, and dedicated advisory concierge.
- Curated access to institutional private credit and senior debt tranches.
- Signature 18g dark brushed titanium metal debit card with concierge.
- Custom tax-loss harvesting and automated multi-asset rebalancing.
- Dedicated private wealth director and direct WhatsApp/Signal line.
Open your account in three simple steps
No physical branch visits. No archaic paperwork. Everything is verified instantly.
2-Minute Digital KYC
Verify your identity or registered business entity in minutes using our automated cryptographic KYC clearance.
Fund Your Multi-Currency IBAN
Deposit funds via domestic wire, SEPA, ACH, credit card, or digital asset corridors with zero deposit fees.
Deploy Capital & Compound
Issue virtual cards, order your dark titanium debit card, and activate 8.45% APY high-yield treasury vaults immediately.
Start shaping the future of your
wealth
Join over 2.4 million forward-thinking individuals and businesses using Finovo to unlock seamless, intelligent, and boundaryless global banking.
