Predictable plans for
unlimited scale
No predatory hidden fees, no artificial wire markups. Pick the tier designed for your individual lifestyle, growing startup, or private wealth portfolio.
Starter
Basic digital multi-currency account for individuals & freelancers.
- 10+ Multi-currency accounts
- 5 Active virtual cards
- 5.20% APY baseline yield
- Free domestic ACH/SEPA
- Titanium metal card
Personal Plus
Everyday global spending with titanium card and high yield.
- 40+ Multi-currency accounts
- 18g Titanium metal card included
- 6.85% APY high-yield vault
- Unlimited disposable burner cards
- Worldwide airport lounge access
Premium Wealth
Maximum yield generation, dedicated advisor & private credit.
- Up to 8.45% APY Daily Compound
- Free laser-engraved 18g titanium card
- Dedicated Private Wealth Director
- Unlimited free international wires
- Tax-loss harvesting & credit yields
Enterprise
Scalable treasury, batch payroll & dedicated API webhooks.
- 50+ Corporate employee cards
- Batch payroll across 160+ countries
- REST API & ERP accounting webhooks
- Multi-signatory approval workflows
- 24/7 Priority SLA phone support
Compare all plan capabilities
Detailed breakdown of limits, currencies, yields, and hardware card benefits.
| Feature | Starter ($0) | Personal Plus ($12) | Premium Wealth ($39) | Enterprise ($79) |
|---|---|---|---|---|
| Core Banking & Yield | ||||
| Compound APY Yield | 5.20% | 6.85% | 8.45% Max | 8.45% Corporate |
| Supported Currencies | 10 Currencies | 40+ Currencies | 40+ Currencies | 40+ Currencies |
| FX Conversion Markup | 0.00% Mid-Market | 0.00% Mid-Market | 0.00% Mid-Market | 0.00% Mid-Market |
| Cards & Hardware | ||||
| 18g Dark Titanium Card | $60 Optional | Included Free | Included Free (Custom) | 5 Included Free |
| Virtual & Burner Cards | 5 Cards | Unlimited | Unlimited | Unlimited Multi-User |
| Free Monthly ATM Limit | $500 / mo | $2,000 / mo | $5,000 / mo | $10,000 / mo |
| Enterprise & Concierge | ||||
| Dedicated Wealth Director | Yes (24/7) | Account Manager | ||
| Batch Mass Payroll | Up to 50 recipients | 10,000+ recipients | ||
| REST API & Webhooks | Read-Only API | Full Access | ||
Start shaping the future of your
wealth
Join over 2.4 million forward-thinking individuals and businesses using Finovo to unlock seamless, intelligent, and boundaryless global banking.
