Finovo Global
Privacy Policy
Last revised: August 14, 2026. This policy outlines how Finovo Inc. protects, processes, and respects personal and enterprise financial data across all international jurisdictions.
1. Information We Collect
Finovo Inc. ("Finovo", "we", "our", or "us") collects information necessary to deliver seamless, regulated multi-currency financial services, comply with anti-money laundering (AML) mandates, and prevent fraudulent transactions:
- Identity & KYC Data: Legal name, residential or registered corporate address, date of birth, passport or national identity verification scans, and tax identification numbers.
- Transactional Telemetry: Inbound and outbound wire payloads, destination IBAN/routing numbers, currency exchange amounts, and timestamps.
- Device & Cryptographic Signatures: Device identifiers, IP addresses, browser fingerprints, and public Multi-Party Computation (MPC) verification shards.
2. How We Use Your Information
We use collected data strictly for operational execution and regulatory adherence:
- Executing atomic sub-second domestic clearing transfers (FedNow, SEPA Instant, Faster Payments).
- Calculating daily high-yield interest accruals in high-yield savings vaults (8.45% APY).
- Screening transactions against international sanctions databases (OFAC, FATF, UN lists).
- Manufacturing and securely shipping custom laser-engraved 18g titanium debit cards.
3. Non-Sale & Anti-Brokering Guarantee
Finovo never sells, rents, monetizes, or brokers customer personal or financial transaction data to advertisers, data aggregators, or third-party marketing firms under any circumstances.
4. Cryptographic Multi-Party Computation (MPC) Security
Unlike traditional banking portals that store master credentials on single centralized databases, Finovo protects customer approval authorities using Multi-Party Computation. Private keys are split into mathematical shares distributed across secure enclave hardware modules (HSMs). No single party or compromised server ever possesses the complete private key.
5. Cross-Border International Data Transfers
Finovo operates internationally across North America, Europe, and Asia-Pacific. Data transferred across borders is protected under Standard Contractual Clauses (SCCs) approved by the European Commission and encrypted using 256-bit AES at rest and TLS 1.3 in transit.
6. Your Data Subject Rights (GDPR & CCPA)
Depending on your jurisdiction, you retain the following enforceable rights:
- Right of Access: Request a complete machine-readable copy of your personal data.
- Right to Rectification: Correct inaccurate or incomplete records.
- Right to Erasure (Right to Be Forgotten): Request deletion of data subject to statutory banking and anti-money laundering record-retention obligations.
- Right to Restrict Processing: Limit processing under specified circumstances.
7. Data Protection Officer (DPO) Contact
For any inquiries, data subject access requests (DSAR), or privacy questions, contact our appointed Data Protection Officer:
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